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What is ChexSystems? And Why am I on Their List?
Tens of thousands of people are on a list that they don’t want to be on. It’s the list of people who are “risky” bank account customers compiled by ChexSystems, Inc. If you are on this list, it is very difficult to open a new bank account, as most U.S. banks use the list to make their new account opening decisions. Understanding what ChexSystems is, and how you get on their list, is important. Luckily, you may still be able to get a bank account, even if you are on the list.
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